Earn up to 5% cash back on every purchase with AAA Visa Signature® credit cards
For almost 125 years, AAA has been there to make the journey of life easier. Choose the card that gets you closer to the things you want most.
Use the AAA Travel Advantage Visa Signature® Credit
Card to earn big on gas, travel, dining and everything in between.
Earn 5% cash back1
at gas and EV charging stations
Earn 3% cash back1
on travel, restaurant, grocery store, and AAA purchases
Earn 1% cash back2
on all other purchases
Plus no foreign transaction fees and no annual fee!3
Use the AAA Daily Advantage Visa Signature® Credit
Card to get more back on the things you do every day.
Earn 5% cash back4
on grocery store purchases
Earn 3% cash back4
on gas and EV charging stations, wholesale clubs, streaming
services, pharmacy and AAA purchases
Earn 1% cash back2
on all other purchases
Plus no foreign transaction fees and no annual fee!3
Built-in Visa Signature® Benefits
All AAA Visa Signature® credit cards come with added protections and perks, including:
Visa's Zero Liability Policy* – So you won't be held responsible for unauthorized charges made with your card or account information.
Cell Phone Protection – Pay your monthly wireless bill with your covered Visa card and your cell phone is protected against theft or damage. $50 deductible applies.
Extended Warranty Protection – Doubles the term of your eligible U.S. manufacturer's warranty up to one additional year on eligible warranties of three years or less.
Auto Rental Coverage – Covers physical damage, theft, and reasonable towing and loss-of-use charges when you use your card to rent a vehicle.
Visa Signature Concierge – Complimentary 24/7 access to the Visa Signature Concierge for help with travel, dining reservations, event tickets, and more.
Global Entry Credit – Use your Visa Signature card to pay the Global Entry application fee and receive a statement credit of up to $120.
* Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Comenity Capital Bank immediately of any unauthorized use. Contact Comenity Capital Bank Customer Care for more details.
Terms and Conditions
1 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.
2 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms or AAA.com/AdvantageDailyTerms.
3 For new accounts, as of July 2026: Variable Purchase and Balance Transfer APRs of 17.49% - 31.49% based on your credit worthiness at the time of account opening and the Prime Rate. Variable Cash Advance APR of 32.49%, based on Prime Rate. Variable Penalty APR up to 33.49%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
4 Offer is exclusive to AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties and trip insurance. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.
Credit card offers are subject to credit approval.
AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.