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Start earning cash back with the AAA Travel Advantage Visa Signature® Credit Card

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What You'll Get with Your AAA Travel Advantage Visa Signature® Credit Card

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  • 5 % cash back On gas and electric vehicle charging stations1
  • $ 0 annual fee Annual fee3
  • 3 % cash back On travel, restaurants, grocery stores and AAA purchases1
  • 0 % fees Foreign transaction fees3
  • 1 % cash back Cash back on all other purchases2

The AAA Travel Advantage Visa Signature® Credit Card

Earn cash back with one of the best travel credit cards on the market — the AAA Travel Advantage card. With this no annual fee3 travel credit card, you can earn cash back on your travel and everyday purchases. Plus, you won't be charged a foreign transaction fee3 when you travel abroad, and you can combine all your exclusive AAA member benefits with cash back on your AAA Travel Advantage card.

What are you waiting for? Apply for your AAA Travel Advantage Visa Signature® Credit Card today, and start earning cash back on all your adventures!

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Set Sail with Extra Cash Back

Spend $2,000 and earn $150 cash back OR spend $10,000 and earn $500 cash back4 when you open and use a AAA Visa Signature® credit card on cruise purchases from 11/24/25 – 12/31/25.

Plus, as a new cardholder you’ll earn a $100 statement credit for spending $1,000 in the first 90 days of account opening.5

Limited time offer exclusively for NEW AAA Cardholders!

Apply and book with a AAA Travel Agent today.

Travel. Earn. Repeat.

The AAA Travel Advantage Visa Signature® Credit Card

10 Ways to Maximize Your AAA Member Savings and Benefits with Your AAA Travel Advantage Card

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  1. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.
  2. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.
  3. For new accounts, as of April 2025: Variable Purchase and Balance Transfer APRs of 18.24% to 32.24% based on your credit worthiness at the time of account opening and the Prime Rate. Variable Cash Advance APR of 33.24%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
  4. Bonus earnings may take up to 2 billing cycles to add to your account. Valid one time only. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $150 cash back on $2,000 cruise purchase or $500 cash back on $10,000 cruise purchase. Cruise purchases made through AmaWaterways, Pleasant Holidays, or any other third-party travel agencies or tour operators are not eligible. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms or AAA.com/AdvantageDailyTerms.
  5. Valid one time only. Offer will be received within 1-2 billing cycles after qualifying spend.

Credit card offers are subject to credit approval.

AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.